MCRC Advocates for Lower Insurance Rates

Auto insurance is increasingly expensive in Maryland. Working families find it difficult to afford the high rates, ultimately being faced with limited employment opportunities. In our fact sheet, you'll find some information about how high insurance rates impact Maryland's drivers, as well as information on what other states are doing about it. 

Here are some of the actions MCRC is taking to make auto insurance more fair and affordable in Maryland:

Gender Discrimination in Auto Insurance Pricing

In Maryland, most insurance companies charge women more than men when it comes to pricing auto insurance. MCRC plans to fight this discrimination by advocating for policy that removes non-driving related factors from the pricing process.

Join our Coalition for Affordable Auto Rates – or CAAR – campaign!

Insurance companies use a slew of factors that are unrelated to a person’s driving record to set their auto insurance rate, such as credit score, education, marital status, and occupation. Someone with poor or moderate credit pays 40% more for auto insurance than they would if their credit were better, even though studies have shown that there is no relationship between credit and driving record. We believe that auto insurance costs should be based on how you drive, not who you are. 

SIGN ON below as a supporter of the CAAR Campaign and tell policy makers that working families deserve fair auto rates.

For more information, please review: 

THE BUZZ: Hear what people are saying about the issue!